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Buying a house? Don't forget about the Party Wall Act

Buying a house? Don’t forget the Party Wall Act

If you’re buying a new home, you’ll want to know about the Party Wall Act, if you share any walls, fences, or boundaries with your neighbours and if they have any plans to build before you move in. The Commercial Property Standard Enquiries provide standard form, particularly questions about party walls when purchasing a home. …

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What to Do if Your Home Valuation is Less Than an Offer?

Most residential purchases rely on mortgage finance, and therefore a lender’s valuation is usually required to establish that the price being paid for a property represents the ‘market value’. Paying a purchase price over the estimated market value can place the lender and buyer to the sale at additional risk. Therefore, the lender instructs an …

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RICS Building Survey: Why It’s Essential for Home Buyers

RICS Building Survey: Why It’s Essential for Home Buyers

Most of the time, mortgage lenders will request a Building Survey report for insurance purposes; this is mainly to ascertain significant defects that would not be covered in their insurance policy for the property. Moving into a new home can be an extremely stressful period in a person’s life. With current values in the property market, it …

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