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The Prinsegate Team

Help! What’s Covered Under Home Insurance?

The most expensive purchase you’ll likely ever make is buying a home. Home insurance gives you peace of mind that if something goes wrong, you’ll be able to fix or replace it.  However, it’s essential to understand what your policy will and will not cover.  There are two types of home insurance to consider: Buildings …

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Top 5 Things Every Homeowner Should Know About Their Property

Owning a home comes with a ton of responsibility. That’s why it’s a good idea to familiarize yourself with everything on the property so that you can stay on top of essential maintenance and upkeep. When you own a home, it seems like there’s always some expense coming up. Whether it’s a required plumbing repair …

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What to Do if Your Home Valuation is Less Than an Offer?

Most residential purchases rely on mortgage finance, and therefore a lender’s valuation is usually required to establish that the price being paid for a property represents the ‘market value’. Paying a purchase price over the estimated market value can place the lender and buyer to the sale at additional risk. Therefore, the lender instructs an …

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What Happens To A Property When The Owner Passes Away?

When someone passes away, their home is generally the most valuable item left in their Estate.  What happens to the property depends on how the deceased owned it and what the Will states should happen (if there is a Will).  Dealing with the deceased’s property can seem complicated and a little overwhelming, especially when dealing …

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Top 5 Things a Property Landlord Should Provide in an Unfurnished Apartment

When renting a property, it can be challenging to understand what is your responsibility and what is the responsibility of the landlord.  There are the standard legal obligations for a landlord when tenants move in, such as: Drawing up an Assured Shorthold Tenancy contract (AST) Providing a How to Rent guide Protecting the Tenant’s Deposit …

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3 Reasons Why You Need to Hire a Structural Engineer

There are many reasons to hire a structural engineer for your industrial, commercial, or residential building project. Whether you’re starting from scratch or already have designs and drawings to work with, a structural engineer is there to make sure your vision comes to life safely. The services provided by a structural engineer are often comprehensive …

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Top 5 Things About Your Party Wall Agreement You Need to Know Before Renovating

If you live in a semi-detached or terrace house, then you share a wall (or walls) with your neighbour. That wall is known as a party wall. Party walls usually separate buildings belonging to different owners but could include garden walls built astride a boundary – known as party fence walls.  Where a wall separates …

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Which Building Survey Do I Need?

A house survey is a professional inspection of a property’s condition and identifies any potential buyer issues. It’s completed by a surveyor who visits the property, carries out an assessment, and prepares a report outlining any problems they’ve found. It’s an excellent way to avoid unexpected repair costs. Getting a survey for a house or …

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Customer and Employee Safety During Coronavirus

Prinsegate is committed to providing ongoing customer support with our customers’ responsibility and employees’ safety top of mind. We’ve been monitoring the daily COVID-19 news updates and implementing and adjusting policies and procedures to align with the latest Coronavirus safety guidance. Complying with Government Coronavirus safety advice has meant adapting how we perform building surveys …

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